# Japan requires an agent who represents several insurers and recommends from a comparison to explain the comparable products and the reason for the recommendation

Page: https://flyvolo.ai/en/changes/ev-20170401-insurance-agent-7
Date: 2017-04-01 · Stage: Constraint
Can this record move a task judgement? yes
Occupation: https://flyvolo.ai/en/careers/insurance-agent

## Scope

Japan. The enforcement regulation says that when an insurance solicitor that represents two or more insurers proposes a policy by selecting, from comparable policies of the same kind, one that fits the customer's wishes, it must explain the outline of those comparable policies and the reason for the proposal; and that a proposal made without such a selection must still state its reason. The quoted item reads the same in every version e-Gov holds from 1 April 2017. The duty attaches to the solicitor, which may be an agency company rather than a person; it does not cover comparison websites.

## Source

- e-Gov 法令検索 — 保険業法施行規則(平成八年大蔵省令第五号)第二百二十七条の二第三項第四号 — https://laws.e-gov.go.jp/law/408M50000040005 (primary source)

## What this means

In Japan, explaining why a recommended policy differs from the others compared is a legal duty of the agent, not an optional service.

## What it does not show yet

One country; the duty is on the agency, which may be a company, and it does not say a person must deliver the explanation.

## How to verify it yourself

Open the Insurance Business Act Enforcement Regulation on e-Gov, go to Article 227-2, and find 「比較可能な同種の保険契約の概要及び当該提案の理由」.


More: https://flyvolo.ai/llms.txt