LO
Loan officer / credit officer — skills, knowledge and links
Where this job sits in the official classifications, what those classifications say it demands, and what it connects to. Every block names its source: our own judgements, the U.S. Department of Labor's O*NET, or the U.S. Department of Education.
How it connects#
O*NET also lists (no page here yet): Loan Interviewers and Clerks · Credit Counselors · Credit Analysts · Credit Authorizers, Checkers, and Clerks · Personal Financial Advisors · Securities, Commodities, and Financial Services Sales Agents · Financial Managers · New Accounts Clerks
In the official classification#
Loan Officers
Fit with this page: same job
Job Zone 4: considerable preparation
See it on O*NET OnLine ↗What O*NET rates highest#
From O*NET 13-2072.00 (Loan Officers). Ordered by O*NET's importance rating; the words are O*NET's own scale anchors.
Transferable skills
- Judgment and Decision MakingVery important
- Social PerceptivenessImportant
- Complex Problem SolvingImportant
- Time ManagementImportant
- Service OrientationImportant
- CoordinationImportant
- PersuasionImportant
- NegotiationImportant
Knowledge
- Customer and Personal ServiceExtremely important
- Economics and AccountingVery important
- English LanguageVery important
- MathematicsVery important
- Sales and MarketingImportant
- Law and GovernmentImportant
Work activities
- Getting InformationExtremely important
- Evaluating Information to Determine Compliance with StandardsVery important
- Establishing and Maintaining Interpersonal RelationshipsVery important
- Processing InformationVery important
- Analyzing Data or InformationVery important
- Working with ComputersVery important
Abilities
- Oral ComprehensionVery important
- Written ComprehensionVery important
- Oral ExpressionVery important
- Written ExpressionVery important
- Near VisionVery important
- Problem SensitivityVery important
Essential skills
- Active ListeningVery important
- SpeakingVery important
- Reading ComprehensionVery important
- Critical ThinkingVery important
- WritingImportant
Our task judgements#
O*NET says what this job demands. It does not say what automation is doing to it — that is what this site's 4 task judgements are for: 2 backed by a verified event, 2 platform inference. VOLO judgement
Sources and rules#
- Four kinds of source, and each block says which: this site's own judgements, O*NET, the U.S. Department of Education's CIP–SOC crosswalk, or something computed mechanically from those. Nothing on this page is a rating we made up.
- O*NET's importance ratings are used only to order and shorten the lists. They are never combined with this site's impact index or evidence counts.
- The fit between our page and an O*NET occupation is our judgement and is stated per code: same job, broader, part of it, or only the closest there is.
- O*NET 31.0 Database, August 2026 release, U.S. Department of Labor/Employment and Training Administration, CC BY 4.0. O*NET® is a trademark of USDOL/ETA. The translations of O*NET descriptors on this page are ours, not O*NET's.